10 Assisted Living Communities in San Clemente, California

The average cost of assisted living in the city is $4,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 10 Assisted Living Communities in San Clemente and several in surrounding areas. The Cost of Senior Care in San Clemente, CA

Assisted Living: $4,500
Nursing Home Care: $8,517
In-home Care: $4,767
Adult Day Health Services: $1,733

Assisted Living Facilities near San Clemente, California

Compare Costs, Photos, & Reviews of All Your Options Near San Clemente

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Reviews of Assisted Living Facilities in San Clemente

Patricia

September 28, 2017

I visited this facilityReview of San Clemente Villas by the Sea

I enjoyed my tour here. They had water aerobics, painting and crafts, a movie room, and a gym. It was a lot newer, more open, and had a lot more light. We tried the food, and it was nice because they had a salad bar. Of all the places that we've seen, this one was the nicest. The staff was very attentive and very knowledgeable.

Janis

August 22, 2017

I visited this facilityReview of San Clemente Villas by the Sea

I was treated well here. The first impression was very nice because it's a very pleasant atrium. There were people there. I liked the fact that there were no wheelchairs on the first floor with the dining and other things. The people that needed more help were on the next floor up -- and that had wheelchairs and walkers -- and then the bottom floor was for the ones that were bedridden. So, it kept the main floor for able bodied senior citizens, which gave it a very good vibe knowing that if they had a place to go that required more care, they could be at home and they could still participate. They had lot of activities and very nice things. They had a man that came in that loved to dance and came every Thursday and danced with every single woman. They really went above board. The dining room was very nice. The menus were preset, however they had a fallback menu that was available at any time, which is good. So if you liked a certain item, you could always fall back on that. It still gave the people that live there decision making, which was good. They had a lot of activities outside. They had a community bus that would take them around on a regular basis. They had so many amenities that would suit almost any interest from the quiet times, the music, and the outings. There was just a wide spectrum of activities.

Reviewer

July 17, 2017

I visited this facilityReview of San Clemente Villas by the Sea

We moved here because they had a two-bedroom unit available. We still do everything, but they provide us with food and transportation. The staff is very friendly, very helpful, and will do anything you want them to do. It's a little bit older than what we wanted, but it is very nice. There's housekeeping once a week, and everything is great. We have a two-bedroom unit with two oversized closets in each room, two good-sized baths, and a small kitchenette. We have a huge pool and a hot tub.

Map of San Clemente, California

Assisted Living Costs in San Clemente

Genworth’s 2018 Cost of Care study gathered senior care cost data nationwide. The study shows that monthly assisted living prices in San Clemente match the state median of $4,500 and are above the national average of $4,000.

Costs in nearby cities along the Pacific coast are similar at $4,575 in Oxnard and $4,500 in Los Angeles, while prices are lower inland in Riverside ($3,500) and El Centro ($3,650).

Note: Senior care cost data wasn’t available for San Clemente, so data for the closest city, San Diego, was used.

The Cost of Assisted Living in Surrounding Areas

San Clemente/San Diego Area

$4,500

National Average

$4,000

State Average

$4,500

El Centro

$3,650

Riverside

$3,500

Santa Maria

$4,825

Oxnard

$4,575

Los Angeles Area

$4,500

San Luis Obispo

$5,450

Care Cost Comparison

Senior care costs in San Clemente range from $1,733 per month for adult day health services up to $8,517 per month for nursing home care. This wide range of pricing is a reflection of the different types of care, the number of direct service hours provided weekly and what’s included with the service. The high price of real estate in coastal areas of California also impacts senior care costs in San Clemente. When comparing costs for different senior care options, it’s important to recognize that residential care services such as assisted living communities and nursing homes include room and board in the monthly fees. With community-based and in-home senior care services, seniors need to plan for ongoing expenses including groceries, home maintenance, utilities and property taxes.

Senior Care Cost Comparison Chart

Assisted Living

$4,500

Homemaker Services

$4,767

Home Health Aide

$4,799

Adult Day Health Services

$1,733

Nursing Home Care

$8,517

Financial Assistance for Assisted Living in San Clemente

Medicaid in California

Medicaid is the nationwide health coverage program that provides basic health services to low-income, low-asset Americans of all ages. It is jointly funded by the federal and state governments, and in California, Medicaid is known as Medi-Cal.

To qualify for no-cost Medi-Cal coverage applicants must meet income and asset limits. Seniors aged 65 and older can earn no more than $1,242 per month and have $2,000 in countable assets, while senior couples can earn no more than $1,682 per month and own $3,000 in countable assets.

Under Medicaid rules, income from all sources including employment, pensions, alimony and investment interest is included in the monthly income limit. Countable assets include all bank account balances, cash and real estate with the exception of the applicant’s principal residence. Applicants are also exempt from including one vehicle, a irrrevocable burial trust, clothing and household effects in their asset declaration.

Medi-Cal Share of Cost

California offers Medi-Cal coverage on a share of cost basis for seniors with incomes that exceed Medicaid limits. The SOC program allows enrollees to spend a predetermined portion of their monthly income on their medical expenses. Once the predetermined limit is reached, Medi-Cal coverage kicks in. An SOC cannot be used to dispose of assets that exceed Medicaid limits.

Note that seniors who enroll in Medi-Cal on an SOC basis are ineligible for Medicaid waiver programs.

To apply for Medi-Cal coverage, contact the County of Orange Social Services Agency Aliso Viejo Regional Center at (800) 281-9799.

Assisted Living Waiver

Seniors who qualify for free Medi-Cal coverage and meet the criteria for nursing home placement may be eligible for the Assisted Living waiver, a Home and Community-Based Services Medicaid waiver.

The ALW is designed to reduce nursing home placement rates among seniors on Medicaid by funding enhanced care services delivered within an assisted living facility. These services are designed to help seniors remain as independent as possible and may include skilled intermittent nursing, medication management, transportation, medical supplies and personal care.

Seniors in need of long-term care who prefer to reside in an assisted living facility rather than a nursing home can request an ALW assessment through the Care Coordination Agency serving Orange County. Seniors already living in a Medi-Cal-funded nursing home can also request a CCA assessment.

If a senior is found to have care needs that meet the criteria for nursing home placement and can be supported through the ALW program, they’ll be referred to one of the ALW program’s participating facilities.

Note that acceptance into the ALW program doesn’t guarantee placement. Program spots are limited and seniors may be placed on a waiting list.

For more information about the ALW in San Clemente, contact the Orange County CCA, Access TLC Home Health Care, at (818) 551-1900.

Other Financial Assistance Programs for Assisted Living

Optional State Supplementation

Seniors who reside in an assisted living facility and receive Social Security Income benefits may qualify for a higher monthly SSI payment through the Optional State Supplementation program. This SSI top-up program uses state funds to help seniors pay the room and board portion of their assisted living costs.

Seniors can receive a maximum combined SSI payment of $1,194,37 per month when applying as an individual and up to $2,388.74 when applying with a spouse. Note that these amounts are linked to the federal SSI benefit amount and therefore subject to change each year.

For more information about the California OSS program, contact the Social Security Administration at (800) 772-1213.

Assisted Living Bridge Loan

Seniors who need cash to transition from their home into an assisted living facility may qualify for an assisted living bridge loan from Elderlife Financial.

Available in terms of up to 12 months and structured as a line of credit, these loans are designed for seniors who are planning to sell their house, waiting for long-term care insurance payments to begin or who need to fund their own assisted living placement for a short period of time.

There are no upfront fees or costs to apply and up to six people can be listed on each bridge loan application. Monthly payments are interest only, and the loan can be paid off at any time without penalty.

For more information, contact Elderlife Financial Services at (888) 228-4500.

Assisted Living Resources in San Clemente

Senior Center

The Dorothy Visser Senior Center is a membership-based senior activity center that offers a wide variety of fitness and art classes, card games and social groups for adults aged 50 and older. Annual memberships are $100 for San Clemente residents and include daily access to the computer lab and wellness fitness gym.

Dorothy Visser Senior Center of San Clemente
117 Avenida Victoria, San Clemente, CA 92672
(949) 498-3322

Services for Veterans

Outpatient VA health care services are available at the Laguna Hills VA Clinic, part of the VA Long Beach Healthcare System. Veterans and their survivors can contact the Orange County Veterans Service office for help with VA benefit applications and appeals, to access service records and learn about local veterans resources.

Laguna Hills VA Clinic
23719 Moulton Pkwy., Laguna Hills, CA 92653
(949) 587-3700

South Orange County Vet Center
26431 Crown Valley Pkwy., Ste. 100, Mission Viejo, CA 92691
(949) 348-6700

Orange County Veterans Service Office
1300 S Grand Ave., Santa Ana, CA 92705
(714) 480-6555

Community Aid Agencies

The Dorothy Visser Senior Center also offers support services for seniors including health insurance counseling and advocacy sessions, healthy cooking and brain health workshops and will counseling. Daily low-cost lunch meals are also available. Seniors who need nonemergency, barrier-free medical transportation can contact Age Well Senior Services, while the San Clemente Senior Mobility Program provides free, fixed-route transportation to the senior center and local grocery stores. Age Well Senior Services
24461 Ridge Route Dr., Ste. 200, Laguna Hills, CA 92653
(949) 855-8033

Nearby Assisted Living Communities

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10 Assisted Living Communities in San Clemente, California

Assisted Living Facilities near San Clemente, California

Compare Costs, Photos, & Reviews of All Your Options Near San Clemente

Our Family Advisors can help your family make a confident decision about senior living.

Reviews of Assisted Living Facilities in San Clemente

Map of San Clemente, California

Assisted Living Costs in San Clemente

The Cost of Assisted Living in Surrounding Areas

Care Cost Comparison

Senior Care Cost Comparison Chart

Financial Assistance for Assisted Living in San Clemente

Medicaid in California

Other Financial Assistance Programs for Assisted Living

Assisted Living Resources in San Clemente

Senior Center

Services for Veterans

Community Aid Agencies

Nearby Assisted Living Communities

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Nearby Assisted Living

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Compare Costs, Photos, & Reviews of All Your Options Near San Clemente

10 Assisted Living Communities in San Clemente, California

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