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12 Assisted Living Communities in Redwood City, California

The average cost of assisted living in the city is $5,500 a month. This guide is a starting point covering the cost of assisted living care in the city, as well as financing options to pay for it. You’ll find in-depth information on 12 Assisted Living Communities in Redwood City and several in surrounding areas: The Cost of Senior Care in Redwood City, CA

  • Assisted Living: $5,500
  • Nursing Home Care: $9,125
  • In-home Care: $5,720
  • Adult Day Health Services: $1,993

Assisted Living Facilities near Redwood City, California

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Map of Redwood City, California

Assisted Living Costs in Redwood City

The 2018 Genworth Cost of Care study compiled data on senior care costs across California and the nation. It reveals that rates for assisted living in Redwood City are markedly more expensive than both the national ($4,000) and state ($4,500) averages. Costs are identical in Salinas and nearby San Francisco and similar in Santa Cruz ($5,595) and Napa ($5,425). Seniors enjoy significant savings on assisted living in cities farther inland, such as Stockton ($3,500) and Modesto ($3,200).

Note: Cost data for senior care in Redwood City wasn’t available, so data for the nearest surveyed city, San Jose, was used.

The Cost of Assisted Living in Surrounding Areas

Redwood City/San Jose Area

$5,500

National Average

$4,000

State Average

$4,500

Santa Cruz

$5,595

San Francisco

$5,500

Salinas

$5,500

Napa

$5,425

Stockton

$3,500

Modesto

$3,200

Care Cost Comparison

The wide variance in the cost of senior care in a given location is due to differences in the level of care, where care is provided and the number of hours of service provided. Nursing home care costs the most because it offers round-the-clock care and skilled services. Adult day health services limited to weekday care in a group setting is the least expensive option in Redwood City. Assisted living that typically provides room and board costs $200-$500 less than in-home care. It’s important to remember that average in-home rates only cover provided services and don’t factor in regular household operating expenses.

 

Senior Care Cost Comparison Chart

Assisted Living

$5,500

Homemaker Services

$5,720

Home Health Aide

$6,006

Adult Day Health Services

$1,993

Nursing Home Care

$9,125

Financial Assistance for Assisted Living in Redwood City

Medicaid in California

Medicaid provides vital health care services to one in five Americans, and primarily serves low-income pregnant women, families with children, blind and disabled adults and seniors aged 65 and older. The program is funded federally and by individual states and administered at the state level with federal oversight.

The California Medicaid program known as Medi-Cal provides free or low-cost medical services and long-term care to eligible seniors who are U.S. citizens or legal California residents. Medi-Cal has different qualification guidelines depending on the services needed.

To receive basic medical coverage, single seniors must have a monthly income below $1,242 and less than $2,000 in countable assets. Married couples applying together are limited to $1,682 in monthly income and $3,000 in total assets.

To qualify for long-term care in a nursing home, seniors must meet the above-mentioned asset limits, but there are no restrictions on income.

Seniors currently receiving or eligible for Supplemental Security Income benefits automatically qualify for full Medi-Cal coverage for medical services and long-term care.

Medicaid counts income from every source, including:

  • Wages
  • Pension payments
  • Social Security and VA benefits
  • Stock dividends
  • IRA withdrawals


Some assets are excluded, such as a principal residence, one automobile, household furnishings and personal effects.

Medi-Cal offers additional qualification options for seniors with income and assets above the limits.

Those with high medical expenses and over-the-limit income may qualify through a share of cost or spend-down program. An applicant’s share or spend down is calculated based on their excess income, and this amount must be put toward medical bills before coverage can begin.

Married seniors may be able to reduce their income or assets to the required limits if only one spouse is applying for coverage:

  • An applicant can transfer up to $3,160.50 of monthly income to their spouse as a living allowance
  • A non-applicant spouse can retain up to $126,420 in joint assets as a resource allowance


Seniors can apply for Medi-Cal coverage online, by calling (800) 300-1506 or by visiting the San Mateo County Human Services Resource Center located at 2500 Middlefield Rd.

Assisted Living Waiver 

Redwood City seniors seeking an alternative to institutional nursing home care may qualify for the Medi-Cal Assisted Living waiver program. This waiver was introduced to reduce care costs by limiting nursing home admissions and provide eligible seniors with greater independence. To participate in the program, seniors and disabled adults aged 21 and older must:

  • Qualify for full-scope Medi-Cal coverage without a share of cost
  • Be assessed as needing a nursing home level of care
  • Be able to live in the community safely
  • Be willing to live in an approved, state-licensed assisted living facility


Those who qualify for the ALW must pay their own room-and-board costs, but the program covers a number of essential services including:

  • Transition assistance and care coordination
  • Housekeeping and laundry services
  • Personal care and assistance with activities of daily living
  • Supervision of medication administration
  • Social and recreational activities
  • Skilled nursing care
  • Prepared meals, beverages and snacks
  • Transportation


The ALW isn’t a Medi-Cal entitlement program, so enrollment may be limited and approved seniors may be placed on a waiting list before receiving services.

To learn more or begin the ALW application process, seniors in Redwood City can contact the Institute on Aging, the local Care Coordination Agency serving San Mateo County at (650) 285-6432.

Other Financial Assistance Programs for Assisted Living

Optional State Supplementation

Redwood City residents who receive Supplemental Security Income benefits and aren’t able to live independently due to age or a disability may qualify for an extra monthly top-up payment through California’s Optional State Supplementation program.

A single person living in a nonmedical care setting, such as an assisted living facility, may qualify for a combined monthly SSI and OSS payment of up to $1,194.37, while couples may receive up to $2,388.74.

To apply for SSI and OSS benefits, seniors can call the Social Security Administration at (800) 772-1213 or visit the Redwood City SSA office located at 601 Allerton St.

Long-Term Care Insurance

Seniors planning ahead for a future move to assisted living have the option of taking out a long-term care insurance policy to help cover the cost of care. There are different types of LTC policies available; some are similar to many other health care plans with deductibles and co-payments. Others reimburse the policyholder after they’ve paid for covered LTC services. As with any type of health insurance, approval and premiums are based on an applicant’s health history.

To receive assistance with filing an LTC insurance claim or for clarification on a policy’s details, seniors can contact Elderlife Financial Services at (888) 228-4500.

Assisted Living Resources in Redwood City

Senior Center

The Veterans Memorial Senior Center is a social hub for Redwood City residents aged 50 and older. The center offers an array of programs, activities and classes to enhance the quality of life and well-being of older area residents. A delicious homemade lunch is served every Tuesday, Wednesday and Thursday, and there are luncheons and cookouts to mark holidays and special occasions.

Seniors can take advantage of health and hearing screenings, health care, tax and benefits counseling and a medical equipment loan program. The center also offers seminars on various topics, planned local outings and day trips and lots of opportunities for socializing through a variety of common interest clubs.

Veterans Memorial Senior Center
1455 Madison Ave., Redwood City, CA 94061
(650) 780-7270

Resources for Veterans

Senior Redwood City veterans can access primary care, lab services, nursing care advice and referrals for specialist care at the nearby San Bruno VA clinic. The San Mateo County Veterans Services office offers knowledgeable help completing applications for pensions and benefits or filing appeals. The local VFW post meets at the Veterans Memorial Center the fourth Saturday of each month and offers opportunities for camaraderie and community involvement.

San Bruno VA Clinic
1001 Sneath Ln., Ste. 300, San Bruno, CA 94066
(650) 615-6000

San Mateo County Veterans Services Office
550 Quarry Rd., San Carlos, CA 94070
(650) 802-6598

Cpl. James Lindsay Williams VFW Post 69
1455 Madison Ave., Redwood City, California
(650) 369-4374

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Assisted Living Articles and Resources

Compare Costs, Photos, & Reviews of All Your Options Near Redwood City

Who are you looking for?

Full Name

Phone

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By clicking "Get Costs" I am providing express written consent to receive calls including automated/pre-recorded calls and automated texts for which I may incur a cost, as well as emails from Caring and its partners. I understand I am not obligated to provide this consent to utilize Caring’s service(s). I acknowledge I was able to review the Agreement to be Contacted, Terms of Use, and Privacy Policy.

SeniorHomes.com

Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

SeniorHomes.com

Those with certain disabilities or diseases have more obstacles to overcome when searching for a quality assisted living home. If you have questions, we are here to help provide the answers. Give our senior care advocates a call and read our guides for specific information and resources related to your or your loved one’s condition.

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  • Independent Living

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